Your clients already trust you. Turn that into recurring monthly income.

Refer the businesses you already work with for credit card processing and POS systems. You earn ongoing residuals, your clients get better rates and real support, and we handle everything in between.

What we do

Payment processing & POS, done right for your clients

Busenbark & Associates sets business owners up with competitive credit card processing and modern point-of-sale systems — then stays with them. We handle the quote, the switch, the hardware, and the ongoing support, so a merchant's day-to-day never skips a beat.

When you refer a client, you're not handing them off to a call center. You're introducing them to a partner who treats their business the way you do.

  • Competitive processing ratesTransparent pricing reviewed against what they pay today.
  • Modern POS systems & hardwareTerminals, mobile, and full point-of-sale built around how they operate.
  • Fast, guided onboardingWe manage the switch end to end — no downtime, no guesswork.
  • A real person to call100% American support that doesn't disappear after the sale.

Who we serve

Industries where your referrals fit right in

If you work with owners in any of these spaces, they're a strong fit for what we do.

Restaurants & Hospitality

Full-service, quick-serve, bars, and cafés that live and die by fast, reliable payments.

Retail & E-commerce

Storefronts and online sellers who need clean checkout, in person and online.

Healthcare & Medical

Dental, veterinary, clinics, and practices that need secure, compliant payments.

Professional Services

Accounting, legal, agencies, and consultants billing clients on a recurring basis.

Automotive & Repair

Shops, dealers, and service centers processing higher-ticket transactions.

Contractors & Trades

Builders, remodelers, HVAC, plumbing, and electrical who invoice in QuickBooks — and can pass card fees to customers for 0% cost.

0%
Effective processing cost to your client
1 button
What changes in their day
up to 3.5%
Card fee they stop eating

Featured — Contractors & Trades

0% processing, right inside the QuickBooks they already use

If your client invoices through QuickBooks, we can turn on surcharging so the card fee passes to the customer at checkout. They keep working exactly as they do today — same invoices, same workflow — and simply pass the processing fee along instead of absorbing it.

  • They invoice through QuickBooks' native invoice feature, like always.
  • One different button turns the fee pass-through on.
  • The card fee QuickBooks used to charge them — up to about 3.5% — now sits with the paying customer.

Surcharge availability, caps, and disclosure rules vary by state and card network — we set each account up compliantly.

Why refer

Good for you. Good for your clients.

A referral only works if everyone wins. Here's what each side gets.

For you, the partner

Get paid for a warm introduction

  • Recurring residual income. Earn every month your referred accounts process — for the life of the account, not a one-time bonus.
  • No selling required. You don't need to know processing. Make the intro; we take it from there.
  • Deepen client trust. You solved a real cost and a real headache for them — that reflects on you.
  • Full transparency. Know the status of every referral you send, start to finish.
For your clients

A better setup, without the hassle

  • Competitive rates. We review what they pay now and show them where they can do better.
  • POS that fits their business. Hardware and software matched to how they actually operate.
  • A person, not a queue. Dedicated support they can reach when something matters.
  • A smooth switch. We handle onboarding so there's no downtime at the register.

The potential

What referral partners are actually earning

Real numbers from our own payouts — not projections.

$74,000+
Paid to referral partners last year
$164,500+
Total paid to partners to date
$50–150 /client / mo
Typical earnings per referred client
One active partner · anonymized
Monthly referral payout: under $150 → over $900
$5,935 earned to date
$1,000 $750 $500 $250 $0 ~$135 $911 Jan '25 Apr '25 Jul '25 Oct '25 Jan '26 Apr '26 Jul '26

The more you refer, the more it compounds

This is one active partner's real payout history. They started by referring a handful of restaurants earning under $150 a month — then kept sending clients. Because referral income is recurring, every account they added stacked on top of the last, and their monthly check grew past $900.

Refer a business doing about $50,000/month in card volume, and you'd typically earn $50–100 a month from that one account — every month it keeps processing.

Figures reflect actual referral fees paid to date. Earnings depend on the number of clients you refer and their processing volume, and will vary from partner to partner. Examples shown are illustrative and are not a guarantee of any specific income.

How it works

Three steps from introduction to income

1

You introduce us

Send the client's name and contact, or make a warm intro. That's the whole job.

2

We do the work

We quote, onboard, install the POS, and support the account — end to end.

3

You get paid

Earn residual income as your referred accounts process, month after month.

The next step

Ready to send your first referral?

Request a referral partner agreement and we'll send it over — usually within one business day. Once it's signed, you're set up to start sending clients and earning.

Prefer to reach a person?
Kaiser@busenbarkassociates.com 574-354-7280

Submitting sends a request for a referral partner agreement. No obligation.

Request received

Thanks — we'll send your referral partner agreement to the email you provided, usually within one business day. Keep an eye on your inbox.